Your paycheck doesn't disappear. It leaks. GhostMoney finds where.

Your money.
Your rules.

Stop paying for things you forgot you signed up for. Upload a bank statement — no bank login, no Plaid, no stored credentials.

No bank login required.

No Plaid. No OAuth. We never hold your bank credentials.

Join the waitlist →See it in action →Already have access? Sign in →
🔒No bank login — ever
📄PDF deleted after parsing
🗑Delete anytime
What's leaking from your account
Duplicate charge: SPOTIFY billed 2× on Apr 15 — $9.99 each ($19.98 total)
$120/yr⚠ Dispute $9.99 charge
NETFLIX raised its price: $6.99 → $15.49/mo (Jan 2026) — 4 months of overpaying = $34.00 already. $102/yr going forward.
$102/yrCancel Netflix $15.49/mo →
Dining spending in Apr 2026: $612 vs $390/mo avg (+57%, +$222/mo)
Top spends: Uber Eats $89 · DoorDash $74 · Chipotle $62
$2,664/yrWork on this →
How it works
📄
Step 1
Upload
Drop your bank statement PDF or CSV. No Plaid, no bank credentials — we never hold the keys to your account.
🔍
Step 2
Scan
Every transaction is checked. Duplicates, price hikes, and spending spikes surface automatically — with their annualized cost so you know what's worth fixing.
Step 3
Act
One-click actions: cancel, dispute, or commit to a spending target.
Common questions
What happens to my bank statement?+
It's processed by AI and immediately deleted. Only the extracted transaction rows are kept — never your raw PDF or account numbers.
Who can see my financial data?+
Only you. Your statement is parsed and immediately deleted — only the transaction rows are saved to your account. The original file never hits our database. Even in a worst-case breach, your bank account is untouchable.
What's an access code?+
A unique 16-character key emailed to you after signup. Like a password you didn't have to invent. Keep the welcome email as a backup.
Join the waitlist →
Invite-only · No bank login — ever · Free during beta